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In today’s increasingly litigious environment, many of your clients are facing potential professional liability claims.  Virtually every business that provides a professional service faces significant liability exposure.   Professional liability coverage is designed to protect the professional from actions that occur from their professional capacity and training.  The coverage is commonly referred to as “professional”, “errors and omissions”, or “malpractice” depending on the coverage form and the issuing company.   Most General Liability policies exclude professional services.

In today’s society, professionals are being held to a higher standard of care than ever before.  Your clients can be sued for negligence in providing a professional service, regardless of fault.  For many businesses the cost to defend themselves against even the most frivolous of claims can be financially devastating.  Some examples of professions that may benefit from such a policy are: adjusters, data processors, advertising professionals, insurance agents, real estate agents, stockbrokers, surveyors, designers, translators, and management consultants just to name a few.

Carrier E & O Information

   

 THE HARTFORD

Alternative Market Placement(AMP) was created to support and complement the primary insurance coverages written through the Select Policy Holder Service (PHS) Center. AMP partners with you and your customer to round out coverage needs or provide protection for unique business exposures where The Hartford is unable to provide the supporting coverages. Through our countrywide alliances with insurers and wholesalers AMP can provide both Admitted and Non-Admitted coverage forms using only 'A' rated carriers.
 

Applications are available on Hartford’s website, under the “Commercial Home” tab, click on the “Alternative Market Placement” link under the “Products & Services” section, & then click on the “Applications” button on the left side of the screen.  Agents can also contact our AMP underwriter, Tammy Downs, phone:  1-877-853-2582 x4418 or tammy.downs@thehartford.com, with questions or to request applications & submission requirements. Click here for some Helpful Hints on submitting new business through AMP.


BURNS & WILCOX

Product Avaialiblity: Directors & Officers, For Profit E&O, Non-Profit D&O, Specific Professions Professional Liabilty, Medical Professional Liabilty and much more! Burns & Wilcox also offers: Insurance Agents Errors & Omissions

As an insurance agent, you are familiar with the hazards that arise from your insureds’ operations. Make sure that you are protected with Burns & Wilcox’s Insurance Agents Errors & Omissions coverage. Given the numerous errors and omissions exposures that face today’s insurance professional, coverage that is tailored to your needs is essential.

How to Obtain a Quote: Contact your local Burns & Wilcox office for an application.


 PHILADELPHIA

The Philadelphia Insurance Companies’ Cover-Pro SM program provides errors and omissionscoverage to a wide variety of professionals viaendorsement to the base claims-made policy. Our underwriting staff tailors each policy to address the exposures unique to each class of business.
 

Key Benefits• “For” wording for the Bodily Injury and PropertyDamage exclusions• Automatic coverage for newly created or acquired Subsidiaries (up to 15% of the Named Entity’sannual revenue)• Personal Injury coverage• Defense Costs are in addition to the Limit of Liabilityfor eligible risks• Policy allows for insured’s consent to settlement• Disciplinary proceeding defense costs limit of $10,000 per Policy Period• Defense afforded for groundless, false or fraudulent allegations